Vital Title & Escrow is attorney-owned and operated title company. We have a deep understanding of real estate law and the complexities of the title insurance process. This can provide an added level of assurance that all legal aspects of the transaction are handled properly, granting an added level of protection and peace of mind for all parties involved. Additionally, attorneys are held to a higher standard of practice, as they are governed by and subject to the Florida Bar Association’s code of ethics and Rules of Professional Conduct. Our attorneys have a high level of legal expertise and are committed to providing excellent service.
Attorney Owned & Operated
Remote Closings Available
Vital Title & Escrow offers online and remote/mail-away closings so that buyers, sellers, and other parties involved in the transaction can complete and sign all necessary documents electronically from anywhere. We have mobile notaries on-call to assist with any required in-person signings so that closings can be completed at a time and place that is convenient for you. Our service allows transactions to be completed with ease, regardless of location or scheduling conflicts.
Why Choose Us ?
Why You Need Title Insurance
RISKS OF NOT OBTAINING TITLE INSURANCE
Title insurance is a one-time fee that protects your property rights for as long as you own your home. It typically costs around 0.5% of the home’s purchase price. You insure everything else that’s valuable to you – your life, car, health, pets, etc., why not protect one of the largest financial investments you will make in your lifetime?
Any of these issues could negatively impact you, especially when you go to sell the property.
Get In Touch With Us
Our Process
OFFER
Buyer identifies a property they are interested in purchasing, generally with the help of a real estate agent. Buyer makes an offer to purchase the property, which may involve negotiation between the Buyer and the Seller until an agreement is reached.
CONTRACT
Once an agreement has been reached, a contract is drafted and signed by both parties.
Our team of experienced attorneys can provide assistance with negotiations and contract preparation/review.
DUE DILIGENCE
Our office conducts and/or coordinates due diligence tasks, such as lien searches, property condition reports, surveys, environmental assessments, and zoning reviews, as needed. Our office will order payoffs and association estoppels, if needed to protect the buyer from any violations stemming from the previous ownership.
FINANCING
If the buyer is obtaining financing, we will work with their lender to finalize the loan package and confirm that all loan documents are properly executed.
CLEAR TITLE CONDITIONS
Our office will review the title insurance commitment and ensure that all parties to the transaction comply with the requirements set forth, such as mortgages, liens, or judgments and provide necessary title documentation for buyer financing, if any.
DOCUMENT PREPARATION
Our office will prepare all closing documents in connection with the transaction, including but not limited to the deed, bill of sale, seller’s affidavit and settlement statement.
CLOSING
Our office will facilitate the closing, ensuring that all closing documents are properly executed and all funds in connection with the purchase and sale are disbursed in accordance with the settlement statement.
POST CLOSING
We ensure that all necessary documents are recorded in the public record and deliver the final Title Insurance Policy along with the original recorded documents.
