Vital Title & Escrow is attorney-owned and operated title company. We have a deep understanding of real estate law and the complexities of the title insurance process. This can provide an added level of assurance that all legal aspects of the transaction are handled properly, granting an added level of protection and peace of mind for all parties involved. Additionally, attorneys are held to a higher standard of practice, as they are governed by and subject to the Florida Bar Association’s code of ethics and Rules of Professional Conduct. Our attorneys have a high level of legal expertise and are committed to providing excellent service.
Buyer identifies a property they are interested in purchasing, generally with the help of a real estate agent. Buyer makes an offer to purchase the property, which may involve negotiation between the Buyer and the Seller until an agreement is reached.
Once an agreement has been reached, a contract is drafted and signed by both parties.
Our team of experienced attorneys can provide assistance with negotiations and contract preparation/review.
Our office conducts and/or coordinates due diligence tasks, such as lien searches, property condition reports, surveys, environmental assessments, and zoning reviews, as needed. Our office will order payoffs and association estoppels, if needed to protect the buyer from any violations stemming from the previous ownership.
If the buyer is obtaining financing, we will work with their lender to finalize the loan package and confirm that all loan documents are properly executed.
CLEAR TITLE CONDITIONS
Our office will review the title insurance commitment and ensure that all parties to the transaction comply with the requirements set forth, such as mortgages, liens, or judgments and provide necessary title documentation for buyer financing, if any.
Our office will prepare all closing documents in connection with the transaction, including but not limited to the deed, bill of sale, seller’s affidavit and settlement statement.
Our office will facilitate the closing, ensuring that all closing documents are properly executed and all funds in connection with the purchase and sale are disbursed in accordance with the settlement statement.
We ensure that all necessary documents are recorded in the public record and deliver the final Title Insurance Policy along with the original recorded documents.